Ford is selling your vehicle/driving data to auto insurance coverage

the poacher

Mar 12, 2024

Hi all,
Though some of you may know this, many owners will not, so consider this a "Public Service Announcement".

Ford is now selling your driving data to a company called LexisNexis. This company is a New York-based global data broker with a “Risk Solutions” division that caters to the auto insurance industry and has traditionally kept tabs on car accidents and tickets.
However, it turns out that LexisNexis is using your driving habits (acceleration, hard braking, speed and how fast you take corners) and forwarding this information on to insurance companies that then increase your insurance rates.
Now, you may say, "I am just your everyday driver and so don't need to worry about this, but if you read the following article you may decide otherwise.

https://www.nytimes.com/2024/03/11/...l&utm_content=article&utm_campaign=email-2022

If you are concerned, you have the ability within the Ford Sync system to turn this data collection off.

GrayPearl, Zalford

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Mar 13, 2024

#40

Dealerships also sell your data, how you think CarFax gets their info.
For the most part, I don’t care. ‘They” have my info thanks to poor data security in the government that allowed hackers steal my info, to include medical. I am nothing but a number, for someone else to make money. A shame I can’t make money on my own number 😂

23 SAS Badlands 2D Area 51

Mar 13, 2024

#41

BadBronco
Dealerships also sell your data, how you think CarFax gets their info.
For the most part, I don’t care. ‘They” have my info thanks to poor data security in the government that allowed hackers steal my info, to include medical. I am nothing but a number, for someone else to make money. A shame I can’t make money on my own number 😂

Your doctors office is also selling your data. At least one of their employees did to me.

Joined May 29, 2020 Member 546
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BadBronco, the poacher

Mar 13, 2024

#42

According to the linked article, Ford requires an Opt-in agreement to be via an on-screen link in the vehicle in question. It’s not in all that paperwork you sign to buy the Bronco, nor is it and automatic agreement in Ford Pass,

Mar 13, 2024

#43

the poacher
You are correct, we should not be surprised, but we can do something to cut down on the data they get from us. If they want to pay me for it, great, than we have a choice and can make money for providing our data. But for them to take it from us, and sell it to other companies, I am not happy about that. Luckily, in a previous life, I worked in the tech industry and am familiar how to mostly eliminate any data loss from my devices, including my Bronco.

Not shocked about murders nor drugs addicts either -doesn't make it right.

Supreme Leader of the Wandering but NOT Lost
2022 OBX Cyber Orange Metallic with random acutriments.

the poacher

Mar 13, 2024

#44

JJACK502
According to the linked article, Ford requires an Opt-in agreement to be via an on-screen link in the vehicle in question. It’s not in all that paperwork you sign to buy the Bronco, nor is it and automatic agreement in Ford Pass,

I certainly have never seen on on-screen link asking me if I want to opt-in, have any of you?

Mar 14, 2024

#45

the poacher
Until they get pulled over that is, and let us all hope this eventually happens.

Believe it or not, law enforcement here is NOT allowed to pull anyone over solely for an expired tag.

‘23 Hot Pepper Red Wildtrak 2.7L-V6 4 dr. MIC Sas Lux and Lovin’ it!!

Mar 14, 2024

#46

Sam I Am 1966
Believe it or not, law enforcement here is NOT allowed to pull anyone over solely for an expired tag.

If a decent cop can't find a reason to pull you over in less than a mile you're a saint...

'21 AMB Basesquatch 2 Door. 2.7. 569 days from reservation to delivery

Mar 14, 2024

#47

Tell me who is not selling your data.

JoergH

Mar 14, 2024

#48

MIGeezer
Tell me who is not selling your data.

Bronco Nation?

Supreme Leader of the Wandering but NOT Lost
2022 OBX Cyber Orange Metallic with random acutriments.

Wood J

Mar 14, 2024

#49

BadBronco
Dealerships also sell your data, how you think CarFax gets their info.
For the most part, I don’t care. ‘They” have my info thanks to poor data security in the government that allowed hackers steal my info, to include medical. I am nothing but a number, for someone else to make money. A shame I can’t make money on my own number 😂

False. They're selling a vehicles information. Not where/how you're operating it but if a vehicle is maintained or damaged. I'm all for that, it's not fool proof but it atleast helps people not getting ripped off.

Supreme Leader of the Wandering but NOT Lost
2022 OBX Cyber Orange Metallic with random acutriments.

Mar 14, 2024

#50

jtgensler
Interesting read.
I know in PA, when they got rid of registration stickers, they started putting License Plate Readers on all the cop cars.
So anytime a cop is behind you, your registration is being run (seems maybe a little bit of a 4th amendment violation to me, but hey, I'm not a constitutional scholar), and as they always say, driving is a privilege, not a guaranteed right.

Anyways, that seems to have cut down on people driving unregistered (though I am at the moment, since my Ohio temp tag from purchase expired before I could get the correct paperwork to register in PA).

But uninsured motorists is a huge problem.
My family has had at least 3 or 4 incidents of people hitting their vehicles while parked (street parking sucks), with no insurance.

I definitely made sure my policy includes a good amount of uninsured/underinsured coverage.
Also, since most of us are modifying our Broncos, I'd recommend getting accessories coverage as well.
Nothing worse than being in accident only to find out your $1400 light bar isn't getting covered or your new $3000 wedge tent is now trash & you're getting nothing for it.

Mine even covers my helmet & riding gear for my motorcycle.

As for data being sold, that pretty much permeates every aspect of life now.
Great quote from the movie/documentary The Social Dilemma - "If you're not paying for the product, then you're the product" - not a straight comparison here, but a good thing to keep in mind for anything you sign up for...

Lol, the constitution. Our politicians use it for TP and coasters. Sorry didn't read anything else. Sadly the constitution is no longer anything but a word in history books.

Supreme Leader of the Wandering but NOT Lost
2022 OBX Cyber Orange Metallic with random acutriments.

jtgensler, Sam I Am 1966

Mar 14, 2024

#51

the poacher
You can turn off all or some connectivity features going to your screen in your Bronco, and clicking on Settings/Connectivity/Connected Vehicle Feature. One of the lovely options there which was enabled is Driving Data...

Good to know, I did that when I bought it. I just figured this was touching on some back door Trojan horse. That's why I never use apple products, besides them sucking, apple is always working around owner's privacy settings.

Supreme Leader of the Wandering but NOT Lost
2022 OBX Cyber Orange Metallic with random acutriments.

Wood J

Mar 14, 2024

#52

the poacher
In British Columbia, our police also use license plate readers in their cars, but they will also set up the readers on busy streets/highways and catch the uninsured constantly. Since this program has been put in place, we have very, very few drivers that are not insured. In B.C., it is illegal to drive without insurance and first time offences will net you a $680.00 fine. If you are caught again the fines quickly escalate towards $3,000.00.

I love Driving in BC/Canada not only is it still beautiful where not over crowded, but I feel safer driving there. They don't f around with dumb a** drunk drivers.

Supreme Leader of the Wandering but NOT Lost
2022 OBX Cyber Orange Metallic with random acutriments.

Mar 14, 2024

#53

PSUTE
If a decent cop can't find a reason to pull you over in less than a mile you're a saint...

I don’t disagree!!

‘23 Hot Pepper Red Wildtrak 2.7L-V6 4 dr. MIC Sas Lux and Lovin’ it!!

Mar 14, 2024

#54

welcome to the 21st Century. If you have anything that is powered, its monitored or has the ability to be monitored....you can, and wont, be able to hide from it. It used to really freak me out, but its data, and has a value to someone, and what drives every business? a buck. (no bronco pun intended).

2022 Badlands / Sasquatch / 2.7 / Auto / 2DR / MIC / Bestop Trektop / LUX / 12000# Badland winch / in Hot Pepper Red

JoergH

Mar 14, 2024

#55

Xpathf1nderX
welcome to the 21st Century. If you have anything that is powered, its monitored or has the ability to be monitored....you can, and wont, be able to hide from it. It used to really freak me out, but its data, and has a value to someone, and what drives every business? a buck. (no bronco pun intended).

a long time ago, i realized you have two choices....disappear into the mountains to live like a hermit, or just lean into it & embrace the fact that google & apple will know more about you than you do.

Deano Bronc, Eninty

Mar 14, 2024

#56

Thanks for the heads up and posting the thread OP.. I went into the settings on my Bronco and sure enough, that crap to send data was all auto enabled.. I turned it all off!

onX Trail Guide & Tread Lightly Member
2023 Badlands 2 door in Hot Pepper Red 🌶️ 🌶️

Deano Bronc, the poacher

Mar 14, 2024

#57

I’m not sure, but I think even if you turn off the data ”collection” and reporting the car will record the info in the event of an accident anyway, and insurance companies can probably get that data… I think i read that somewhere on the interwebs… 😜

Riding OB1, 23 4- door Outer Banks, SAS, MOD, MIC, Lux, Ordered 10/20/22, delivered 1/13/23

Mar 14, 2024

#58

Bluestreak57
I’m not sure, but I think even if you turn off the data ”collection” and reporting the car will record the info in the event of an accident anyway, and insurance companies can probably get that data… I think i read that somewhere on the interwebs… 😜

It would not surprise me to learn that they still do record this information. But at least, by turning it off, they are no longer getting your information on a daily basis.

Bluestreak57

Mar 14, 2024

#59

I found the request for to see what Lexis Nexis has for your records.

https://consumer.risk.lexisnexis.com/request

Bronco Raptor, Focus RS, F-350 Centurion, Ranger on 35s

the poacher, raqball

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