Ford is selling your vehicle/driving data to auto insurance coverage

JoergH

I did a look around, and according to the LexisNexis announcement of ther deal with Ford, this is an OPT IN program. In other words, you have to give them permission to share your info with the insurance company. The question I have is is that permission buried deep in the fine print from Ford somewhere and you agreed to it without even knowing? https://risk.lexisnexis.com/about-us/press-room/press-release/20210909-ford-ubi

Unless you are prepared to read in full Ford's Privacy Policy, a quick look shows that they do admit to collecting your driver data, but nowhere could I find what they do with that data, nor could I find any OPT IN or OUT statements.

It's funny people ask for it now they're complaining about it

OrangecrushBronco

I'm curious how this is effected by going to race track or off road do they know the difference. Because there ARE still places you can legally drive with no traffic laws such as the Salt Flats and El Mirage. Subpoena huh must have had some grad students as defense attorneys. Lol

As you will read in the full article that I posted (without a link), track time is collected and passed on to the insurance companies.

the poacher

Hey Tim, you are correct that law enforcement can subpoena the data from your car, but they have to subpoena it. Most of the car makers are giving this information to LexisNexis without the drivers knowledge and that is not right, at least in my mind. I have turned off my driving data collection/sharing in my Bronco. But I had to dig to find out how to do it.

How was this done?

the poacher

As you will read in the full article that I posted (without a link), track time is collected and passed on to the insurance companies.

Just goes to show you can't beat classics.

This just in Bronco For Sale

I've been speeding, hard braking, and taking as many turns on two wheels as possible. Apart from that, it's business as usual—rolling stops, crowding lanes, texting while driving, and flipping off other drivers. Still, there is no change to my premium. I must be doing something wrong. 😆

OrangecrushBronco

I'm guessing California? In my state if an Officer doesn't see it nothing can be enforced, even if they see it in their mirror because "their perspective could have been scued" even traffic camera tickets are $1 cheaper then fighting them and they can't go on your driving record because they violate the state constitution and are entrapment. That would be interesting though; I'm a super by the book driver even when nobody's around but I sometimes look down at that speedo and think oops better let off. I'm curious how that could lead to an infraction when not witnessed. I mean if we want to play that game I see Police break more traffic laws around me all the time from speeding to running lights/stop signs and driving with headlights or taillights out ect. I once had to flag down an Officer because they were driving with keys in their trunk lock (iI know not illegal but still funny) I mean I get it they deal with alot of BS and are doing alot but still I chuckle at some of the driving I see from Law Enforcement.

There are numerous reasons I retired early and moved to AZ. I can only speak for my experiences in SF. It is exactly the way they want it to be.

the poacher

Hey Tim, you are correct that law enforcement can subpoena the data from your car, but they have to subpoena it. Most of the car makers are giving this information to LexisNexis without the drivers knowledge and that is not right, at least in my mind. I have turned off my driving data collection/sharing in my Bronco. But I had to dig to find out how to do it.

And it’s not just car manufacturers. It is everything. Phones, computers, tablets, TVs, Alexa, appliances, thermostats, gaming system and your routers. There is a lot of fine print that nobody bothers to read.

TK1215

There are numerous reasons I retired early and moved to AZ. I can only speak for my experiences in SF. It is exactly the way they want it to be.

Sad but true.

TK1215

And it’s not just car manufacturers. It is everything. Phones, computers, tablets, TVs, Alexa, appliances, thermostats, gaming system and your routers. There is a lot of fine print that nobody bothers to read.

Absolutely, I don't use any smart devices and turn off the phone nannies. I'm sure there are still some but I do my due diligence. I love electronics but newest is not always the best.

At this point in the world no one should be surprised by this and might as well come to accept it's what the govt does and allows big corps to do it too. Like @TK1215 said it doesn't matter they will get the info they want one way or another. So just drive it like you stole it and own up to it when they come knocking.

taylormade1802

At this point in the world no one should be surprised by this and might as well come to accept it's what the govt does and allows big corps to do it too. Like @TK1215 said it doesn't matter they will get the info they want one way or another. So just drive it like you stole it and own up to it when they come knocking.

You are correct, we should not be surprised, but we can do something to cut down on the data they get from us. If they want to pay me for it, great, than we have a choice and can make money for providing our data. But for them to take it from us, and sell it to other companies, I am not happy about that. Luckily, in a previous life, I worked in the tech industry and am familiar how to mostly eliminate any data loss from my devices, including my Bronco.

Kenneth

Darn!! These driver monitoring systems never treat us mountain peeps fairly! I haven't had a traffic citation nor accident in over 30yrs. So several years ago, tried State Farm or Progressive's ( don't remember which) monitoring devise. Heck, this seemed an easy way to safe a few bucks - Why not!

This was a OBD plug-in that buzzed an alarm with every 'violation' - Speeding, hard stop, aggressive acceleration, etc. Well, after just a couple weeks - That darn OBD was mysteriously lost!

Yeah, obviously mountain driving involves accelerating up usually steep hills and going down the same, also sharp turns are frequent 'cause they just don't make straight roads in our Rocky Mountains. Yeah, that monitor didn't like mountain driving at all - Almost constant alarming!

I learned how to keep that little critter happy, but sneaking up hills, and riding brakes down was gotta get us killed up here..

So, Pease let us know how to disable their 'feature'. Hopefully, before they cancel my drivers license..

Cheers

You can turn off all or some connectivity features going to your screen in your Bronco, and clicking on Settings/Connectivity/Connected Vehicle Feature. One of the lovely options there which was enabled is Driving Data...

For more information on Ford and the data they collect. Here is a recent, yet interesting read from Mozilla on Ford and their data collection...

https://foundation.mozilla.org/en/privacynotincluded/ford/

the poacher

You can turn off all or some connectivity features going to your screen in your Bronco, and clicking on Settings/Connectivity/Connected Vehicle Feature. One of the lovely options there which was enabled is Driving Data...

THANK YOU!! Easy to turn off, we'll see if it stays off..

Cheers

Interesting read.
I know in PA, when they got rid of registration stickers, they started putting License Plate Readers on all the cop cars.
So anytime a cop is behind you, your registration is being run (seems maybe a little bit of a 4th amendment violation to me, but hey, I'm not a constitutional scholar), and as they always say, driving is a privilege, not a guaranteed right.

Anyways, that seems to have cut down on people driving unregistered (though I am at the moment, since my Ohio temp tag from purchase expired before I could get the correct paperwork to register in PA).

But uninsured motorists is a huge problem.
My family has had at least 3 or 4 incidents of people hitting their vehicles while parked (street parking sucks), with no insurance.

I definitely made sure my policy includes a good amount of uninsured/underinsured coverage.
Also, since most of us are modifying our Broncos, I'd recommend getting accessories coverage as well.
Nothing worse than being in accident only to find out your $1400 light bar isn't getting covered or your new $3000 wedge tent is now trash & you're getting nothing for it.

Mine even covers my helmet & riding gear for my motorcycle.

As for data being sold, that pretty much permeates every aspect of life now.
Great quote from the movie/documentary The Social Dilemma - "If you're not paying for the product, then you're the product" - not a straight comparison here, but a good thing to keep in mind for anything you sign up for...

jtgensler

Interesting read.
I know in PA, when they got rid of registration stickers, they started putting License Plate Readers on all the cop cars.
So anytime a cop is behind you, your registration is being run (seems maybe a little bit of a 4th amendment violation to me, but hey, I'm not a constitutional scholar), and as they always say, driving is a privilege, not a guaranteed right.

Anyways, that seems to have cut down on people driving unregistered (though I am at the moment, since my Ohio temp tag from purchase expired before I could get the correct paperwork to register in PA).

But uninsured motorists is a huge problem.
My family has had at least 3 or 4 incidents of people hitting their vehicles while parked (street parking sucks), with no insurance.

I definitely made sure my policy includes a good amount of uninsured/underinsured coverage.
Also, since most of us are modifying our Broncos, I'd recommend getting accessories coverage as well.
Nothing worse than being in accident only to find out your $1400 light bar isn't getting covered or your new $3000 wedge tent is now trash & you're getting nothing for it.

Mine even covers my helmet & riding gear for my motorcycle.

As for data being sold, that pretty much permeates every aspect of life now.
Great quote from the movie/documentary The Social Dilemma - "If you're not paying for the product, then you're the product" - not a straight comparison here, but a good thing to keep in mind for anything you sign up for...

In British Columbia, our police also use license plate readers in their cars, but they will also set up the readers on busy streets/highways and catch the uninsured constantly. Since this program has been put in place, we have very, very few drivers that are not insured. In B.C., it is illegal to drive without insurance and first time offences will net you a $680.00 fine. If you are caught again the fines quickly escalate towards $3,000.00.

OrangecrushBronco

How was this done?

Hey OB,
You can turn it off by going to your screen in your Bronco and clicking on the Settings button, then Connectivity/Connected Vehicle Feature. One of the lovely options there which will be enabled is Driving Data. You may want to disable the others too.

the poacher

You can turn off all or some connectivity features going to your screen in your Bronco, and clicking on Settings/Connectivity/Connected Vehicle Feature. One of the lovely options there which was enabled is Driving Data...

It was the first thing I shut off on Nag. For this very reason