Insurance question

ansteyk

Oct 11, 2023

Hello,

I've been checking other threads and I cannot seem to find the answer I'm looking for, so here it goes:
I saw a number of people say that they checked their own insurance policies and they were covered, my question is what exactly should I be looking for in my policy to know if I'm covered?

Do I look for if I'm covered for rentals? or do I look for what coverage I have for out of country?
Or since I'm out of country does my insurance not come into play here?

I'm just not sure I want to call my insurance company and start asking about off-roading in a vehicle that is not my own and could get damaged, they might just tell me "No, your not covered"

Thanks,
Kim

Last edited by a moderator: Oct 11, 2023

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Oct 11, 2023

You should be able to read all this in the insurance package they send you. Probably some boring night-time reading but it’s all there. From experience - I did not have rental coverage out of the country - Mexico, Canada, or Europe. I had coverage within something like 25 miles of the border, but I had to get third party car insurance for my trip to Tulum. You can always download the coverage PDF and then Ctrl-F key words you are looking for to see the language around it.

Outer Banks / 4DR / 2.3L / Auto / Catcus Grey / Lux / Soft Top / Sasquatch

Oct 18, 2023

Nogame24
You should be able to read all this in the insurance package they send you. Probably some boring night-time reading but it’s all there. From experience - I did not have rental coverage out of the country - Mexico, Canada, or Europe. I had coverage within something like 25 miles of the border, but I had to get third party car insurance for my trip to Tulum. You can always download the coverage PDF and then Ctrl-F key words you are looking for to see the language around it.

Thank-you. I'll look for "out of country" on the policy.

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