Insurance?

I was able to generate one through my carrier site (USAA). It only had Bronco listed and no trims, but for the Sport it had all the trims. I can say that it's the same rate as my Rubicon (4dr Rubicon Recon).

I was looking for a dollar figure...I got $2100 to ADD it to my policy with another car, pleasure miles, clean record.100/300,comp,glass, 500 deductible

430.52/Every 6 months (pleasure, 5k miles/year). I have 2 other vehicles and work from home.

gvanroy

430.52/Every 6 months (pleasure, 5k miles/year). I have 2 other vehicles and work from home.

View attachment 5598

What company?

Bronco5.0

What company?

I have USAA

Here is a quote I got from GEICO.

This would be the 4th car on my plan.

--> The "Policy Coverage" portion is for:
Bodily Injury Liability - $25k/$50k
Property Damage Liability - $10k
Uninsured Motorist Bodily Injury - $25k/$50k

I have USAA also. My quote was around 450.00 increase per year. Multi-vehicle and bundled policies with Clean record.

I have Esurance. My quote added $425 per 6 months. Clean record, multi-vehicle and discounts.

Insurance is not comparable person to person. many many factors go into a policy rating…..

Blitzjb

Insurance is not comparable person to person. many many factors go into a policy rating…..

I have no clue on getting insurance. But, I feel like the quote I was given is high.

Level3Looper

I have no clue on getting insurance. But, I feel like the quote I was given is high.

Use your local independent agent. Not an 800#. Where are you located ?

Level3Looper

I have no clue on getting insurance. But, I feel like the quote I was given is high.

Its not high, it goes by vehicle value.Your annual $1914 premium is close to the quote I got.
Collison is mandatory and a large part of the premium.If you think those low rates are valid, guess again and read the fine print, often it says for the first 3 months then it goes through the roof.

Blitzjb

Use your local independent agent. Not an 800#. Where are you located ?

Thanks. The quote I posted came from their online 'default' quote request. I'm in Westchester NY

Bronco5.0

Its not high, it goes by vehicle value.Your annual $1914 premium is close to the quote I got.
Collison is mandatory and a large part of the premium.If you think those low rates are valid, guess again and read the fine print, often it says for the first 3 months then it goes through the roof.

Thanks. Then I wonder about the $1000 deductible. I know the odds on a pair of dice, but I can't visualize the 'factors' involved between the deductible choices. Some of the math is straightforward, but then I wonder what the typical claims would look like and the odds on those, etc.. Personally, my stats are that I have had one accident in the past 10 years and that was paid %100 by the other person's insurance.

Level3Looper

Here is a quote I got from GEICO.

This would be the 4th car on my plan.

--> The "Policy Coverage" portion is for:
Bodily Injury Liability - $25k/$50k
Property Damage Liability - $10k
Uninsured Motorist Bodily Injury - $25k/$50k


View attachment 15167

MINIMUM LIMITS?? Call an independent agent. Proper coverage is more important than the cheapest price.

PSA. Everybody! Do not buy a minimum limits policy. Proper coverage to protect you family and assets are much more important than the lowest price. Always use an independent agent. Not an 800 # run by a cartoon character. PM me if you have questions or need help.

Blitzjb

MINIMUM LIMITS?? Call an independent agent. Proper coverage is more important than the cheapest price.

You don't have to worry about minimum limits in CT, you have to provide proof of insurance before the state will register your car and if its not enough guess what? no registration. Its well known what the min is here.

Bronco5.0

You don't have to worry about minimum limits in CT, you have to provide proof of insurance before the state will register your car and if its not enough guess what? no registration. Its well known what the min is here.

Right, but is the State minimum adequate as a sound financial decision.

It's like building a house to meet minimum code requirements....
Or, would you buy a family car that only meets minimum legal safety requirements?

HoosierDaddy

Right, but is the State minimum adequate as a sound financial decision.

It's like building a house to meet minimum code requirements....
Or, would you buy a family car that only meets minimum legal safety requirements?

Thats why the state set minimum requirements.and No-Fault.